Rise Above the Money Fog
The key to confidence, clarity, and control over your life
By Mikelann Valterra
For twenty-five years, master money coach Mikelann Valterra has worked with amazing women all over the world. Her driving mission: help them rise above the money fog. Now, in this small gem of a book, Mikelann reveals what the money fog is, its far-reaching impact on your life, its hidden origins, and the remarkable possibilities that await you on the other side. Full of stories about relatable women, you’ll be surprised and excited by what you discover.
- Learn the three core questions you must answer to improve your money life.
- Identify your childhood money pattern.
- Discover the two fears that may be blocking your way out of the money fog.
- Explore what big thing YOU would do if money didn’t stop you.
Buy on AmazonFocused on women -
It’s not your imagination—most of us grew up hearing very little about money. Our parents tended to talk to our brothers more about money, if they brought up the topic at all…
“Mikelann is one of the most effective money coaches I know. Her wisdom shines through every page. If you’ve even been frustrated with your lack of financial success, this book goes straight to the root of why—and skillfully guides you in lifting the veil of money fog.”
- Barbara Stanny Huson, author of Secrets of Six Figure Women
“When you are inside the money fog, you can barely sense it. Your vision is obstructed. It seems as though it should be so obvious—something that completely envelops you. But it isn’t. From the inside, it is nearly invisible, although it impacts you in ways you can’t see. But once out of it, the clarity is beautiful, and life’s possibilities emerge before you—possibilities you could barely glimpse from inside the fog.” –From Rise Above the Money Fog
Buy on AmazonWhat colleagues, clients, and readers say about this book:
Rise Above the Money Fog is a true gift to women in mid-life. Through powerful stories of four women who transformed their relationship with money, author and money coach Mikelann Valterra is our guide as we understand how Fear, Overwhelm and Guilt robs us of financial freedom. Her descriptions of overspending, lack of clarity, and feeling stuck resonated completely with my own experiences advising women through the financial planning process. Destined to become a best-seller, this gem of a book empowers the reader to take charge of their money, develop a personalized spending plan, and allow a flow of money to support more joy and meaning in their lives.
-Tresa Leftenant, CFP®, BFA®, Author and Certified Canfield Success Principles Trainer
If the topic of money creates feelings of anxiety or dread for you, it's likely you avoid it and lack a sense of confidence when it comes to managing your finances. Rise Above the Money Fog is the perfect solution to turning this around! Mikelann's approach will leave you feeling understood, encouraged, and empowered to change your relationship to your money.
-Julie A. Hanson, Psy.D., LMHC
Rise Above the Money Fog reveals the ways in which even highly successful women can struggle to live the lives they actually want. Without clarity around present-day spending, earning, and saving, it’s all too easy to make unnecessary compromises. Women in a state of money fog are at risk for working too hard because of fear there isn’t enough money; avoiding buying what they want or need when there’s actually plenty of money; or spending money mindlessly in ways that don’t add value or satisfaction. Mikelann gently explores the roots of money fog (an acronym for Fear, Overwhelm, and Guilt) and explains why it's so pervasive among professional women. Her expert coaching has transformed my own relationship with money, and I highly recommend this book as an introduction to her work.
- Madeleine Butler, Executive Coach
I wanted to read this book because I totally resonate with the term "money fog" and I was curious what I might learn. I never expected that it would be so compelling or entertaining. I read it cover to cover without putting it down. Over the years I have done some work toward finding my way out of money fog. This book left me feeling inspired and empowered to continue working on nurturing a healthy relationship with my money.
-Elizabeth Boyd
Living in financial fog depletes your most precious resources: time, energy, and money. If you're ready to move through and beyond the fog to a life of vitality, and fullness I can't think of a better guide than Mikelann Valterra.
-Caroline Oldershaw, Certified Financial RecoveryTM Counselor
In this illuminating book, Mikelann shows us how our lack of clarity - what she calls the money fog - prevents us from living our best life. I highly encourage you to let Mikelann be your guide through the money fog. Her empowering questions, personal stories, and inspiring examples will support you to begin using money as the sacred tool that it is to create and live your best life.
-Dana Conley, MA, Life Transformation Coach and Certified Financial Recovery™ Counselor
Mikelann’s book, Rise Above the Money Fog, is an invitation for women to value the role that money plays in supporting them living their best life, on their own terms. Understanding how fear, overwhelm, and guilt blocks us from living a life of sufficiency and joy allows us to course correct. A book that can change your life, if you say “yes” to the invitation of rising above your money fog.
-Denise Hughes, Money coach, speaker and author of Earn Save Spend Give.
About Mikelann Valterra, MA, AFC®
For more than two decades, master money coach Mikelann Valterra, MA, AFC®, has helped women transform their relationship to money. A highly respected expert in financial psychology, she has written and spoken extensively on powerful, practical ways to reduce money anxiety as well as effective methods for earning, saving, reducing debt, and managing money. Mikelann has been quoted in national publications, including Forbes, USA Today, and Business Insider. She also guests on podcasts all over the world. Mikelann is the author of Rise Above the Money Fog: The key to confidence, clarity, and control over your life. When not writing and speaking, she teaches clients how to rise above the money fog and craft their ideal life—letting go of financial stress forever. When not working, you can find Mikelann on the dance floor indulging her love of Argentine tango. See www.seattlemoneycoach.com Mikelann’s clients span the globe.
Book Mikelann as a Speaker
“I believe we all deserve to step into living a fuller life—one filled with meaning and joy and purpose. One of my own deep purposes has been to help women rise above the money fog. It is my belief that once out of the fog, people can more easily step into new chapters, explore their own purpose, and entertain new adventures and possibilities in their lives. Without the money fog clinging to us and obscuring our eyesight, we can finally see new paths before us.” –From Rise Above the Money Fog
“I’ve had the distinct honor of knowing Mikelann Valterra for over 25 years, and the privilege of training her as a money coach back then only deepened my respect for her. Over the years, I’ve watched her evolve into an absolute master in the field of money coaching. Her dedication to her craft is unparalleled; she has taken her coaching practice and honed it to perfection, setting a new standard for what it means to be a master money coach.
Her latest book, Rise Above the Money Fog, is a testament to her years of expertise and her deep understanding of the emotional complexities that often surround our financial lives. This book isn’t just another guide—it’s a transformative approach to understanding your relationship with money. Mikelann has a unique ability to clarify the ‘money fog’ that so many of us experience, diving deep into the emotional and psychological aspects that often keep us financially stuck.
I wholeheartedly recommend this book and Mikelann’s coaching services for anyone ready to take a meaningful step toward financial clarity and freedom.”
- Karen McCall, Founder of the Financial Recovery Institute and MoneyGrit., and the author of Financial Recovery: Developing a Healthy Relationship with Money
“Being clear about money gives you power to live your best life RIGHT NOW. But the money fog blocks your vision and your path.” –From Rise Above the Money Fog
Buy on AmazonA note from Mikelann on working privately with her:
I have helped women all over the world transform their relationship to money. If this topic resonates and you would like to work with me, book a free discovery call by clicking the link at www.seattlemoneycoach.com. Answer a few questions on the form, so I can assess whether we may be a good fit. If so, I will send you a scheduling link so we can find a time to chat. I do not charge for this call.
I only work with women who I think I can truly help, and who I feel are ready for a process such as this. My clients are women in midlife (over forty) who are educated, enjoy personal growth, and are ready to invest in feeling better about money. They also expect any coach they work with to be deeply thoughtful, caring, and intuitive. Money coaching is a deep dive, so it is only for people serious about exiting the money fog and exploring what awaits them on the other side. Ultimately, I am looking for a good two way fit. I am blessed to have amazing women as my clients whom I absolutely adore. Please contact me if you want to connect and explore working together.